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		<loc>https://www.howardsaccountants.co.uk/deadline-to-benefit-from-increased-sdlt-threshold-approaching/</loc>
		<lastmod>2021-02-03T09:35:18+00:00</lastmod>
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	<url>
		<loc>https://www.howardsaccountants.co.uk/unused-residential-finance-costs/</loc>
		<lastmod>2021-02-03T09:38:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.howardsaccountants.co.uk/time-to-pay/</loc>
		<lastmod>2021-02-03T09:39:57+00:00</lastmod>
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	<url>
		<loc>https://www.howardsaccountants.co.uk/legal-v-illegal-dividends/</loc>
		<lastmod>2021-02-03T09:41:41+00:00</lastmod>
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	<url>
		<loc>https://www.howardsaccountants.co.uk/statutory-payments-from-april-2021/</loc>
		<lastmod>2021-02-03T09:42:30+00:00</lastmod>
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	<url>
		<loc>https://www.howardsaccountants.co.uk/electric-cars-from-april-2021/</loc>
		<lastmod>2021-02-03T09:45:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.howardsaccountants.co.uk/are-you-trading/</loc>
		<lastmod>2021-02-03T09:46:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.howardsaccountants.co.uk/national-living-wage-and-national-minimum-wage-changes-from-april-2021/</loc>
		<lastmod>2021-02-03T09:46:40+00:00</lastmod>
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	<url>
		<loc>https://www.howardsaccountants.co.uk/normal-gifts-out-of-income/</loc>
		<lastmod>2021-03-09T09:29:13+00:00</lastmod>
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	<url>
		<loc>https://www.howardsaccountants.co.uk/common-deductible-expenses/</loc>
		<lastmod>2021-03-09T10:04:05+00:00</lastmod>
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	<url>
		<loc>https://www.howardsaccountants.co.uk/tenant-in-common-v-joint-tenants/</loc>
		<lastmod>2021-03-09T10:04:35+00:00</lastmod>
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	<url>
		<loc>https://www.howardsaccountants.co.uk/sale-of-a-second-home-or-investment-property/</loc>
		<lastmod>2021-03-09T10:04:57+00:00</lastmod>
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	<url>
		<loc>https://www.howardsaccountants.co.uk/gift-aid-beware-if-your-income-falls/</loc>
		<lastmod>2021-03-09T10:05:17+00:00</lastmod>
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	<url>
		<loc>https://www.howardsaccountants.co.uk/claim-expenses-for-additional-costs-of-working-from-home/</loc>
		<lastmod>2021-03-09T10:05:47+00:00</lastmod>
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	<url>
		<loc>https://www.howardsaccountants.co.uk/national-insurance-contributions-for-2021-22/</loc>
		<lastmod>2021-03-09T10:06:04+00:00</lastmod>
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	<url>
		<loc>https://www.howardsaccountants.co.uk/business-interruption-insurance/</loc>
		<lastmod>2021-03-09T10:06:19+00:00</lastmod>
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	<url>
		<loc>https://www.howardsaccountants.co.uk/the-role-of-the-adjudicators-office/</loc>
		<lastmod>2021-03-09T10:10:06+00:00</lastmod>
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	<url>
		<loc>https://www.howardsaccountants.co.uk/use-of-a-family-investment-company/</loc>
		<lastmod>2021-03-09T10:10:25+00:00</lastmod>
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	<url>
		<loc>https://www.howardsaccountants.co.uk/take-advantage-of-the-enhanced-carry-back-of-losses/</loc>
		<lastmod>2021-04-07T12:57:03+00:00</lastmod>
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	<url>
		<loc>https://www.howardsaccountants.co.uk/super-deduction-for-capital-expenditure/</loc>
		<lastmod>2021-04-07T12:58:25+00:00</lastmod>
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	<url>
		<loc>https://www.howardsaccountants.co.uk/further-grants-for-the-self-employed/</loc>
		<lastmod>2021-04-07T13:00:14+00:00</lastmod>
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	<url>
		<loc>https://www.howardsaccountants.co.uk/tax-allowances-frozen-until-april-2026/</loc>
		<lastmod>2021-04-07T13:01:50+00:00</lastmod>
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	<url>
		<loc>https://www.howardsaccountants.co.uk/temporary-increase-in-sdlt-residential-property-threshold/</loc>
		<lastmod>2021-04-07T13:04:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.howardsaccountants.co.uk/residence-nil-rate-band-frozen-until-april-2026/</loc>
		<lastmod>2021-04-07T13:05:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.howardsaccountants.co.uk/ated-return-and-charge-for-2021/</loc>
		<lastmod>2021-04-07T13:06:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.howardsaccountants.co.uk/cis-compliance-for-property-developers/</loc>
		<lastmod>2021-04-07T13:17:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.howardsaccountants.co.uk/personal-and-family-companies-optimal-salary-for-2021-22/</loc>
		<lastmod>2021-04-07T13:18:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.howardsaccountants.co.uk/dissolving-a-partnership/</loc>
		<lastmod>2021-04-07T13:18:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.howardsaccountants.co.uk/running-a-car-on-the-company-benefit-in-kind-car-allowance-company-fuel-cards/</loc>
		<lastmod>2021-04-07T13:18:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.howardsaccountants.co.uk/making-a-formal-complaint-against-hmrc/</loc>
		<lastmod>2021-05-04T12:59:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.howardsaccountants.co.uk/distributions-on-company-cessations/</loc>
		<lastmod>2021-05-04T13:00:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.howardsaccountants.co.uk/directors-loan-accounts/</loc>
		<lastmod>2021-05-04T13:00:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.howardsaccountants.co.uk/can-you-claim-the-employment-allowance-for-2021-22/</loc>
		<lastmod>2021-05-04T13:00:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.howardsaccountants.co.uk/restart-grants-and-recovery-loans/</loc>
		<lastmod>2021-05-04T13:01:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.howardsaccountants.co.uk/reporting-expenses-and-benefits-for-2020-21/</loc>
		<lastmod>2021-05-04T13:02:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.howardsaccountants.co.uk/reduced-rate-of-vat/</loc>
		<lastmod>2021-05-04T13:03:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.howardsaccountants.co.uk/freezing-of-allowances-and-thresholds/</loc>
		<lastmod>2021-05-04T13:03:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.howardsaccountants.co.uk/selling-a-property-post-death-is-there-a-capital-gains-tax-charge/</loc>
		<lastmod>2021-05-04T13:04:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.howardsaccountants.co.uk/buy-to-let-or-furnished-holiday-letting/</loc>
		<lastmod>2021-05-04T13:04:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.howardsaccountants.co.uk/relief-for-interest-costs-unincorporated-business-v-limited-company/</loc>
		<lastmod>2021-05-04T13:04:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.howardsaccountants.co.uk/extracting-profits-from-a-property-company/</loc>
		<lastmod>2021-06-01T14:43:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.howardsaccountants.co.uk/furnished-holiday-lettings/</loc>
		<lastmod>2021-06-01T14:43:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.howardsaccountants.co.uk/obtain-relief-for-pre-letting-expenses/</loc>
		<lastmod>2021-06-01T14:43:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.howardsaccountants.co.uk/what-happens-if-your-business-is-chosen-for-a-hmrc-enquiry/</loc>
		<lastmod>2021-06-01T14:44:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.howardsaccountants.co.uk/dividend-waivers/</loc>
		<lastmod>2021-06-01T14:44:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.howardsaccountants.co.uk/tax-consequences-of-illegal-dividends/</loc>
		<lastmod>2021-06-01T14:44:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.howardsaccountants.co.uk/no-retained-profits-can-you-extract-cash-to-cover-your-living-expenses/</loc>
		<lastmod>2021-06-01T14:45:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.howardsaccountants.co.uk/amend-your-psa-for-covid-19-related-benefits/</loc>
		<lastmod>2021-06-01T14:45:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.howardsaccountants.co.uk/nic-company-directors/</loc>
		<lastmod>2021-06-01T14:45:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.howardsaccountants.co.uk/expenses-and-benefit-returns-for-2020-21/</loc>
		<lastmod>2021-06-01T14:46:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.howardsaccountants.co.uk/making-a-negligible-value-claim/</loc>
		<lastmod>2021-06-01T14:46:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.howardsaccountants.co.uk/limited-liability-partnerships/</loc>
		<lastmod>2021-07-02T12:45:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.howardsaccountants.co.uk/take-dividends-while-you-can/</loc>
		<lastmod>2021-07-02T12:47:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.howardsaccountants.co.uk/claim-tax-relief-for-additional-costs-of-working-from-home/</loc>
		<lastmod>2021-07-02T12:47:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.howardsaccountants.co.uk/tax-relief-on-loans-to-close-companies/</loc>
		<lastmod>2021-07-02T12:47:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.howardsaccountants.co.uk/relief-for-losses-in-the-early-years-of-a-trade/</loc>
		<lastmod>2021-07-02T12:48:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.howardsaccountants.co.uk/new-lower-sdlt-residential-threshold/</loc>
		<lastmod>2021-07-02T12:48:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.howardsaccountants.co.uk/is-rent-a-room-relief-always-worthwhile/</loc>
		<lastmod>2021-07-02T12:48:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.howardsaccountants.co.uk/unrelieved-interest-on-residential-lets/</loc>
		<lastmod>2021-07-02T12:48:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.howardsaccountants.co.uk/loans-to-participators/</loc>
		<lastmod>2021-07-02T12:48:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.howardsaccountants.co.uk/sdlt-multiple-dwellings-relief/</loc>
		<lastmod>2021-07-02T12:49:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.howardsaccountants.co.uk/when-might-hmrc-demand-a-vat-security-deposit/</loc>
		<lastmod>2021-08-02T12:53:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.howardsaccountants.co.uk/what-is-meant-by-taking-reasonable-care/</loc>
		<lastmod>2021-08-02T12:55:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.howardsaccountants.co.uk/using-bounce-bank-loan-to-pay-dividends-is-that-what-it-was-for/</loc>
		<lastmod>2021-08-02T12:56:32+00:00</lastmod>
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	<url>
		<loc>https://www.howardsaccountants.co.uk/collection-of-tax-debts-post-covid-19/</loc>
		<lastmod>2021-08-02T12:59:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.howardsaccountants.co.uk/pension-annual-allowance-making-tax-relieved-contributions/</loc>
		<lastmod>2021-08-02T12:59:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.howardsaccountants.co.uk/do-i-need-to-register-for-vat/</loc>
		<lastmod>2021-08-02T13:00:36+00:00</lastmod>
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	<url>
		<loc>https://www.howardsaccountants.co.uk/gifting-property-to-the-children/</loc>
		<lastmod>2021-08-02T13:21:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.howardsaccountants.co.uk/working-out-the-capital-gain-on-the-sale-of-an-investment-property/</loc>
		<lastmod>2021-08-02T13:21:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.howardsaccountants.co.uk/new-furnished-holiday-lets-applying-the-test/</loc>
		<lastmod>2021-08-02T13:22:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.howardsaccountants.co.uk/distributions-on-cessation-of-a-company/</loc>
		<lastmod>2021-09-06T13:09:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.howardsaccountants.co.uk/stamp-duty-land-tax-refunds/</loc>
		<lastmod>2021-09-06T13:10:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.howardsaccountants.co.uk/avoiding-an-investigation-how-does-risk-assessment-work-what-do-hmrc-look-for/</loc>
		<lastmod>2021-09-06T13:10:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.howardsaccountants.co.uk/disposing-of-an-asset-on-which-capital-allowances-have-been-claimed/</loc>
		<lastmod>2021-09-06T13:11:38+00:00</lastmod>
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	<url>
		<loc>https://www.howardsaccountants.co.uk/are-you-trading-2/</loc>
		<lastmod>2021-09-06T13:12:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.howardsaccountants.co.uk/tax-efficient-childcare/</loc>
		<lastmod>2021-09-06T13:12:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.howardsaccountants.co.uk/paying-inheritance-tax-in-instalments-2/</loc>
		<lastmod>2021-09-06T13:13:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.howardsaccountants.co.uk/furnished-holiday-lettings-and-interest-costs/</loc>
		<lastmod>2021-09-06T13:14:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.howardsaccountants.co.uk/sdlt-and-uninhabitable-properties/</loc>
		<lastmod>2021-09-06T13:14:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.howardsaccountants.co.uk/relief-for-replacement-of-domestic-items/</loc>
		<lastmod>2021-09-06T13:15:03+00:00</lastmod>
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	<url>
		<loc>https://www.howardsaccountants.co.uk/special-capital-gains-tax-rule-for-transfers-of-assets-between-spouses/</loc>
		<lastmod>2021-09-08T13:59:30+00:00</lastmod>
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	<url>
		<loc>https://www.howardsaccountants.co.uk/tax-nic-implications-of-private-bills-being-paid-for-by-a-company/</loc>
		<lastmod>2021-10-04T11:14:41+00:00</lastmod>
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	<url>
		<loc>https://www.howardsaccountants.co.uk/settlement-provisions-dividends-settlement-tests/</loc>
		<lastmod>2021-10-04T11:16:23+00:00</lastmod>
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	<url>
		<loc>https://www.howardsaccountants.co.uk/when-hmrc-can-write-off-arrears-and-the-work-of-the-adjudicators-office/</loc>
		<lastmod>2021-10-04T11:19:13+00:00</lastmod>
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	<url>
		<loc>https://www.howardsaccountants.co.uk/end-of-the-aia-transitional-limit-beware-of-the-traps/</loc>
		<lastmod>2021-10-04T11:21:24+00:00</lastmod>
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	<url>
		<loc>https://www.howardsaccountants.co.uk/tax-free-help-with-childcare-costs/</loc>
		<lastmod>2021-10-04T11:22:03+00:00</lastmod>
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	<url>
		<loc>https://www.howardsaccountants.co.uk/keeping-the-christmas-party-tax-free/</loc>
		<lastmod>2021-10-04T11:22:37+00:00</lastmod>
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	<url>
		<loc>https://www.howardsaccountants.co.uk/understanding-how-dividends-are-taxed/</loc>
		<lastmod>2021-10-04T11:23:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.howardsaccountants.co.uk/get-ready-for-the-next-steps-of-making-tax-digital/</loc>
		<lastmod>2021-10-04T11:23:44+00:00</lastmod>
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	<url>
		<loc>https://www.howardsaccountants.co.uk/furnished-holiday-lettings-and-business-asset-rollover-relief/</loc>
		<lastmod>2021-10-04T11:25:14+00:00</lastmod>
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	<url>
		<loc>https://www.howardsaccountants.co.uk/sdlt-and-shared-ownership/</loc>
		<lastmod>2021-10-04T11:25:47+00:00</lastmod>
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	<url>
		<loc>https://www.howardsaccountants.co.uk/making-use-of-a-spouses-allowable-losses/</loc>
		<lastmod>2021-10-15T12:33:48+00:00</lastmod>
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			<image:loc>https://www.howardsaccountants.co.uk/wp-content/uploads/2021/10/samantha-gades-N1CZNuM_Fd8-unsplash-scaled.jpg</image:loc>
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		<lastmod>2021-11-01T14:18:01+00:00</lastmod>
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			<image:loc>https://www.howardsaccountants.co.uk/wp-content/uploads/2021/11/freestocks-hOFNeJ9_B98-unsplash-scaled.jpg</image:loc>
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	<url>
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		<lastmod>2021-11-01T14:19:47+00:00</lastmod>
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